Kenya money guides
Make cleaner decisions before you borrow, import, save or price something.
These long-form guides explain the numbers behind the calculators on Plan Calc: PAYE, loans, car import duty, VAT, SACCOs, chama savings, KPLC tokens, fuel costs, money market funds and Treasury bonds.
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Featured guides
Boda Boda Loan Calculator Kenya: How Much Will You Repay Per Day, Week or Month?
Estimate repayments before signing a motorcycle loan and understand the daily pressure on rider income.
LoansBoda Boda Financing in Kenya: Deposit, Daily Repayments and Total Cost Explained
A practical guide to deposits, ownership, fuel, maintenance and the real cost of boda boda asset finance.
Phone loansPhone Loan Calculator Kenya: Daily, Weekly and Monthly Repayment Examples
Compare lipa pole pole phone repayments with cash purchase so the device does not quietly become expensive debt.
Phone loansLipa Pole Pole Phones in Kenya: How Smartphone Financing Really Works
Understand deposits, locked devices, payment schedules, total repayment and when phone financing makes sense.
Debt planningBoda Boda Loan and Phone Loan Together: How Much Debt Is Too Much?
Use a simple cash-flow test before stacking motorcycle, phone, fuel and family obligations.
Car importsBE FORWARD Kenya Review: How to Buy, Pay and Estimate Import Duty
What Kenyan buyers should check on listings, invoices, C&F prices, CRSP and KRA duty before paying.
Car importsSBT Japan Kenya Review: How It Works, Pros, Cons and Import Cost Checklist
How to evaluate SBT Japan listings, compare total landed cost and avoid common import surprises.
Car importsGoo-net Exchange Kenya Review: Searching Japanese Used Cars Before Importing
Use Japanese stock listings wisely and compare vehicle age, condition, CRSP and shipping assumptions.
Car importsBE FORWARD vs SBT Japan: Which Used Car Export Site Is Better for Kenya?
A buyer-friendly comparison of search experience, invoices, support, stock and cost planning.
Car importsHow to Avoid Scams When Buying a Japanese Used Car Online from Kenya
A due-diligence checklist before sending money to an exporter, agent or marketplace seller.
PAYEPAYE Calculator Kenya: How to Calculate Your Net Salary Step by Step
Break down PAYE, statutory deductions and take-home salary using practical payslip examples.
PAYEGross Salary vs Net Salary in Kenya: What Actually Reduces Your Payslip?
Know the difference before negotiating a job offer or comparing two salaries.
VATVAT Calculator Kenya: VAT Inclusive vs VAT Exclusive Prices Explained
Learn how to add or remove VAT from invoices, quotes and product prices.
Business taxVAT vs Turnover Tax in Kenya: What Small Businesses Should Understand
A plain-English comparison for business owners trying to price and stay compliant.
BiasharaBusiness Pricing Calculator Kenya: Markup, VAT and Profit Margin
Build a selling price that covers costs, taxes, mobile money charges and profit.
Content clusters
More guides planned around Kenyan search demand
Salary and tax
PAYE, SHIF, NSSF, Housing Levy, VAT, Turnover Tax, eTIMS and small business pricing.
Loans and affordability
Personal loans, car loans, boda boda loans, mobile phone financing, SACCO lending and debt planning.
Vehicle imports
CRSP, KRA duty, Japanese exporters, C&F, depreciation timing, port fees and total landed cost.
Saving and investing
MMFs, Treasury bills, bonds, SACCO dividends, chama investment growth and emergency funds.